Centrelink issues

Relevant legislation:

Social Security Act 1991 (Cth)

Social Security (Administration) Act 1999 (Cth)

Aged Care Act 1997

Loans, gifts, mortgages and property transfers can affect how Centrelink views assets and income. This can then affect pensions, benefits, tax entitlements and future aged care fees and charges. Centrelink rules are complex and should be studied carefully. You may also need to refer your client for advice.

For information on Centrelink issues, see

Financial Information Service Fact Sheets, including ‘Gifting’ and ‘Granny Flats.’

Rob Phillips, 2008, Older Residents and the Law: Accommodation, Care and Legal Rights in Victoria, 2nd ed., Victoria Law Foundation. See pp. 9 –18 on pensions, reverse mortgages, superannuation and financial planning advice; pp. 43–79 on residential aged care.

FaHCSIA’s Accommodation Choices booklet has information about aged care options and contains other valuable information and referrals.